Raleigh Home Buyer
Be Careful ~ Don't Trip Up Your Loan

Buying a home is an exciting time. When Raleigh home buyers finally decide on a home and start the loan process - they sometimes also start to dream and decorate!

Be careful! During the time your Raleigh home loan is being processed there is a magnifying glass on your financial situation.

Your debt-to-income ratio is being closely looked at by the loan company that is considering giving you a home loan. The debt-to-ratio is a measure that compares the amount of money that you earn to the amount of money that you owe. It is crucial. Your loan can fall apart right here. Rein in your urge to buy things for your new home or change anything about your finances. Hold on!!

Don't do any of these while your Raleigh loan is being processed.

• Do not quit your job
• Do not buy a new car
• Do not buy new furniture
• Do not buy appliances

There will be time to buy the thing you need for your new home in Raleigh - later. Some companies recheck the debt-to-ratio status the day before closing. Hold on until after closing on your Raleigh home to make any major purchases.

Other things to consider when buying a Raleigh home are 7 Things Raleigh Home Buyers Should Know, Learning About Your New Raleigh Neighborhood and Tips on Negotiating With a Raleigh Seller.

If you have questions about any aspect of buying a home in Raleigh or any Homes In Raleigh,
Email Us or Call Us Today at 919-280-2726

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Content By Erin Bohner
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